1 July 2012

I Did it My Way!!!!!!

By my reckoning, this Monday will be 10 weeks of not smoking.

I have been asked by some why I chose this particular point to stop smoking.  Previously when people have asked if I wanted to quit I have always said no, that I enjoyed it and that I couldn’t see a point in the near future when I would want to stop.

I’m a bit of a odd combination in that in one way I am very easily  led, usually into mischief, but when it comes to making decisions and being forced into something, I am very clear.  I have my own way that works for me and I stick to it.  Tell me that I should be doing something and I will generally do the opposite. 

My best friend ran smoking cessation classes for years.  But she knows me well, obviously being my best friend, and so never mentioned stopping smoking to me.  She knew that I would come to the decision in my own time and, as I have a strong will, I would do it my own way, not the prescribed way.

So the day I decided to “have a go” at quitting, I had made no preparations.  It was more of a wondering of can I do it as opposed to a serious attempt to quit.  Probably the reason I decided to go cold turkey.  I didn’t want to spend money on patches etc when I would probably be back smoking in 2 days.  That’s faith in myself isn’t it!!

All through the quitting process I haven’t followed the prescribed rules.  I haven’t used any aides (apart from reading a quit smoking book) and I purposely have not avoided places where smoking occurs.  I decided from the start that I would not change my life one iota and I haven’t.  I probably haven’t made my life easier by doing this, but that’s me.

Typically, this weekend for instance.  I went out on Friday night and there were three smokers in the group.  I could smell the smoke and yes, it still smells good.  But I become curious.  What would happen if I had a puff?

Most people would then think no, don’t do it, who knows what will happen, you might still love it.  Me though, I follow my whimsy so I had the puff.  I was immediately taken back to my first puff at around 13.  Except I didn’t feel cool doing it, it tasted bad and I got an unpleasant head rush.

So yes, 10 weeks in, on my terms, and I’m doing it my way.  The idiot guide to stopping smoking Winking smile

29 June 2012

Lloyds Are the Winners

I have banked with four different places over the years and have left for various reasons with each of them.  For one reason or another, each bank had a fault which didn't work with the way I wanted to do things, so I always found myself looking for pastures new.  My latest change, 2 years ago now, was to the Lloyds TSB.

I have been one of thousands that have been affected by the almighty screw up with the RBS and the NatWest.  My firm bank with the RBS (I feel for not much longer) so hence my wages are directed from an RBS account.

I was due to be paid on the 22nd of this month and to my horror, not having since the news before I left the house, I arrived at the cash point to find a balance of £1.84.  My wage didn't turn up in my account until Tuesday 26th June, by which time I had missed two direct debits and three standing orders. 

I rang Lloyds to see how many charges I had incurred and what could be done.  To be honest, as with experience from banking institutions I was expecting heavy and multiple charges, applied with the line of "You'll have to take it up with the RBS".

I was however pleasantly surprised, on my first call to them (ever) I was greeted by a warm and friendly representative who practically bent over backwards to help me out and laid out my options for me.

After sorting my banking charges, without asking out he then proceeded to let me know how my account could be run better and therefore easier for me to manage and proceeded to arrange it all for me.

I came away from the phone call a lot happier than when I started it, with a better, more flexible account and any worries I had with regard to bank charges sorted out.  After dealing with either rude or unhelpful people for years with other banks, it is nice change to actually have a bank that helps!